Why Purchase Livestock Mortality Insurance?

April 17, 2023 by Shelby Marsh

Livestock operations can end up losing a lot of money due to accidents or diseases that affect their animals. To better avoid the potential of seeing all of your hard work go down the drain due to something out of your control, it is important to purchase livestock mortality insurance.

No matter the size of your farm or ranch, this insurance can provide you with the peace of mind you. In most instances, you’ll find two types of livestock mortality insurance options. These include:

  • Livestock Mortality Insurance – Protects your herd in the event of death from natural causes, such as tornadoes, blizzards, lightning strikes, fires, or accidents.

  • Full Mortality Insurance – Covers losses due to livestock deaths from natural causes, such as sickness, disease, drowning, accidents, fires, and lightning strikes.

No matter which type of farm or ranch insurance you purchase, you can rest easier knowing that you are reducing your risk. Your insurance coverage allows for you to be reimbursed for your losses and makes it easier for you to budget more accurately for the future—without worrying what that future might bring. Farmers and ranchers alike should never skimp on insurance coverage, and livestock mortality insurance is one of the most crucial types to ensure is written into your policy.



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