Direct Clients

Quality Horse Insurance Without a Broker

Here at Ark Agency, we listen to your concerns and requests about specific equine insurance coverage before making suggests about the types of insurance that would be beneficial for you. It is common for some brokers to create a list of risks they think you have without even considering your needs. Let us create an outcome that is favorable to you, whether you need horse medical insurance or livestock insurance. We can tailor a policy to meet your specific requests, so you can have peace of mind when it comes to your investment. When you choose Ark Agency for horse insurance, you will receive reliable protection to cover the necessities without breaking your budget.

If you are interested in a horse insurance quote, you can give us a call at (320) 243-7250 today. We will gladly discuss your particular situation and then provide you with a quote that is tailored to your precise needs.

Equine Coverage Without Involving a Broker
Dedication to Excellence

Types of Insurance

Dealing with horses is just as much of an individual process as dealing with people. Each animal has a personality and purpose that offers a unique set of risks to the owner. Of course, there are certain risks that all horse owners and horse operations face on a daily basis. At Ark Agency we work to build a policy or set of policies that keep a client’s needs in perspective. With all of that information in mind, some of the equine insurance coverages that we offer to individuals include:

  • Horse Mortality – This type of insurance for horses is comparable to life insurance for us. It comes as either full or limited, based on the needs that you see fit.
  • Horse Medical – Most horses will require medical assistance during their lifetime. Insuring their health is a smart idea. Coverage includes surgical and other major medical expenses.
  • Horse Loss of Use – This coverage is typically dependent on the age and value of a horse, and comes as either a full or limited policy.
  • Equine Liability – A very important type of third party liability coverage that protects you in the event of a horse related claim or lawsuit is made against you or your business. Various limits are available for almost every type of horse activity, and our policies have a zero dollar deductible.
  • Farm & Ranch Package Insurance – We offer package policies that include property coverage for your buildings, loss of household personal property, tack and equipment, machinery and livestock, and can usually include personal liability and commercial equine liability.

In addition to the equine coverage we provide, we offer insurance options for cattle and livestock, dogs, and even exotic animals.

Insurance Brokers & Agents

Now Calling All Insurance Brokers & Agents

Not only does Ark Agency provide clients with quality livestock and horse insurance, we also want to work with insurance brokers and agents. We invite you to reach out to us if you are looking to do business with our firm through your agent. Now you can make sure that your clients are receiving the quality horse, trainer, riding instruction or cattle insurance that they deserve.

Insurance Brokers & Agents
Dedication to Excellence

New Broker & Agent Inquiries

Ark Agency is always open to receiving inquiries from brand new agents and brokers. Allow us to help you to take care of your clients while you build your reputation. If you are looking to work with us, we require that you:

  • Be licensed as either a resident or non-resident in the state in which your client resides
  • Have a current Errors & Omissions insurance policy (this can apply to you or your agency)

For all Surplus Lines products, we will collect the state taxes and fees, and handle the payment of those to each state as required. Our brokers and agents receive competitive commissions.

Professional Horse Insurance Providers

When you seek client insurance with Ark Agency, you will work with a company backed by over 35 years of experience and success matching up clients with the best available major medical or surgical insurance for their horses according to the client’s needs and budget. We place customer care as a high priority, and the same applies to our broker and agent relationships as well.

Contact Ark Agency Now!


Understanding horse trainer insurance plans can be confusing, especially if you’re purchasing insurance for the first time. Let our knowledgeable insurance associates educate you on the basics of horse insurance. Contact us online or call us today to find out more.

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