Why It’s a Smart Idea to Have Health Insurance for Horses

April 17, 2023 by Shelby Marsh

If you are a horse owner, then there is no reason not to have health insurance for horses that you own. This medical and surgical horse insurance helps you access the funds you need to pay for the best veterinary care possible for your four-legged friend and partner. This enables you to avoid the difficult choice between authorizing vet treatments you may not be able to afford or euthanizing your horse.

Not sure what is and is not covered by most horse insurance options? Let us break it down for you!

Generally Covered:

  • Diagnostic Tests
  • Surgery
  • Medications
  • Rehabilitation
  • Postoperative Care

Generally Not Covered:

  • Routine Care
  • Spring Shots
  • Prepurchase Exams
  • Farrier Care
  • Routine Equine Dental Work

As veterinary care has become more and more high-tech, the costs have also risen. That means that many of the best treatments available might be out of the price range of anyone who isn’t the elite of racing and horse competition. Thankfully, health insurance for horses allows the rest of us horse owners to provide the best possible care to our animals when they are in need. So, if you own a horse, make sure you also have the proper horse insurance to cover them.



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