If your farm, stable or ranch provides, or if you are thinking of providing, equine-assisted therapeutic programs, you have foresight into what is an important and growing equine business opportunity. It is an exceptional opportunity to lend a helping hand to others who can genuinely benefit from interacting with horses. It’s gratifying to see this program in action and the smiles that spread across the participants’ faces.
With many rewards come risk as well, and this is one of those cases. Operating such a program opens you and your business to a unique form of exposure that will likely not be insurable under your home, farm, ranch, or even many equine liability insurance policies. You will need equine liability insurance that will insure this vital service in the knowledge that you are protected against liability claims for the equine assisted therapeutic services you provide.
Because therapy programs bring together individuals who may not have experience or training for working with horses, individuals with physical or mental challenges, and caregivers, it can be a mix of situations that pose an uninsured risk under traditional policies. At Ark International Group, we suggest that you secure equine liability insurance to provide coverage for this activity of your operation.
Having the right insurance coverage for programs at your farm, stable or ranch lets you and everyone involved enjoy the experience with confidence and enthusiasm. Contact us today for more information.