Insurance Needs For Horse-Centered Businesses

October 9, 2014 by Stephanie Port


When you depend on horses for your livelihood, it’s crucial to have adequate equine insurance to protect yourself, your animals, and your business. Whether you practice equine-assisted therapy, run a dude ranch, or show your prized purebred horses at events around the country, you need the right horse medical insurance coverages to protect your operations.

Protect Equine Therapy Horse Handlers & Providers with Insurance

Equine-assisted therapy has been shown to effectively treat individuals suffering from mental health challenges such as autism, dementia, anxiety, brain injuries, and behavioral issues. During therapy sessions, individuals interact with or observe the horses, promoting self-confidence, trust, social skills, and communication. If you provide horses or horse handling services to therapists who assist clients through this approach, you’ll need equine professional liability insurance coverage to protect yourself.

Insurance For Dude Ranch Owner

If you’ve opted for a career running a dude ranch, good for you! The world would be a better place if all city folks could retreat to western-style ranches once in a while. There are few things more invigorating yet soothing than riding horseback along scenic trails and spending time in nature. In order to protect your horses, customers, self, and property, you will need to have the right horse liability insurance on your animals and services, such as a major medical or surgical endorsement, liability protection, and property insurance. When you are adequately insured, you can relax almost as comfortably as your guests.

Show Horse Owners Protected by Equine Insurance

Showing your prize-winning purebred horses at events can be rewarding and lucrative, yet it is also a time when insurance protection is mandatory. Even in the most professional settings, accidents and illness can occur. Mishaps can happen during travel to the shows or in the ring at competitions. Veterinary bills can add up to big dollars, and injured or ill horses can spell disappointment and financial loss. Your trainer may be the most experienced individual around, but he or she could still take a spill. You want to have proper horse or equine insurance to cover as many catastrophes as is possible. So, let animal transit, horse loss of use, major medical insurance, and horse show and event liability policies protect you and your assets.

Contact Ark Agency For Horse Medical Insurance

When your life’s work revolves around horses, it can be an emotionally and financially rewarding experience. Here at Ark Agency, we want to make sure you have the right insurance policies to protect your business, contact us, your provider of equine insurance, at 320.243.7250. We look forward to helping you soon!

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