A Guide to Horse Breeder Insurance: Why It’s Essential for Ranch Owners

July 1, 2023 by Shelby Marsh

Horse breeding is an art of passion and dedication that takes a lot of effort and skill. The last thing any horse breeder needs is to worry about the unexpected costs that come with horse-related accidents or problems. That is where horse breeder insurance comes in to help.

There are various types of horse breeder insurance available, each with its own coverage plan. Liability insurance, for example, generally covers damages or injuries caused by your horse, such as property damages or personal injuries for which you are legally obligated to pay, up to the chosen limits of your insurance policy. Mortality coverage offers protection against the financial loss of a horse due to its death caused by a sickness, injury, or accident. Medical coverage is can provide for  medical expenses incurred if your horse requires emergency medical attention, surgery, or overnight care within the limits of the chosen policy.



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