Why You Need Health Insurance for Your Horse

Even one horse is a sizable investment. There are the costs for buying, raising, training, stabling and competing with an equine. As with any investment, insurance generally protects against losses. One type of insurance to consider is health insurance for horses, which can be a necessity for anyone who has a valuable and loved equine.

Health insurance for horses is right for the animal and smart for you and your business. Your horse may usually be strong and healthy, but as you know from experience, accidents and illnesses can occur at any time. Health Insurance for horses can make the difference in how and if you will use treatment options if your horse is sick or injured.

Choosing Policy Endorsements

Health Insurance for Horses is provided by adding an endorsement to a livestock/horse mortality policy.  There are two different types of coverage. one type is called a surgical endorsement. This applies to surgical procedures a veterinarian would perform. Another more comprehensive type of is a major medical endorsement. This would generally be used for vet visits for illness, accidents and include surgical procedures.

Examine the policies carefully to see exactly what is covered and what the limits are. Also, read the exclusions and deductibles. Look to your insurance agent to work with you so you understand precisely what you’re paying for.

Contact Ark International Group today for a quote and get horse insurance that meets your needs.