Ensure Protection with Horse Mortality Insurance

Nobody understands the importance of safeguarding your investment quite like Ark International Group. We partner with top-tier insurance companies to provide horse mortality insurance that meets the unique needs of your horse, considering factors such as age, value, and specific usage. Trust us to help you navigate the best options for your equine friend.

Getting Started

Since 1978, Ark International Group has been dedicated to protecting the financial well-being of horse owners. Contact us today to learn more about your horse insurance options and secure the right coverage for your horse.

We understand that every horse and owner has unique insurance needs. That’s why we provide personalized, one-on-one guidance to help you find the right horse mortality insurance coverage. When you request a no-obligation quote, we’ll provide an estimated premium, explain the available coverage options in detail, and outline any company-specific qualifications or underwriting requirements.

Keep in mind that coverage is always subject to underwriting approval, and requesting a quote does not guarantee that coverage will be offered. Additional information may be requested, and coverage can be declined if your horse does not meet eligibility criteria.

Full Horse Mortality Insurance

Full mortality coverage protects against financial loss resulting from the death of your insured horse due to natural causes or accidental events. Theft protection is typically included, although it is subject to specific guidelines. To qualify for horse mortality insurance, your horse must generally be healthy and sound for its intended use. Here’s what you should know before applying:

• Standard coverage applies in Canada and the Continental US.
• Certain foreign locations may be included with underwriter approval.
• A recent veterinary certificate may be required depending on age and value; additional requirements may apply.
• Age, use, and value restrictions may apply.
• Optional add-ons, such as Major Medical coverage, can be included with a qualifying equine full mortality policy.

Limited Mortality

Horse mortality insurance can be tailored to provide protection against specific risks with a Named or Specified Perils (Limited Mortality) policy. This policy covers your horse against death caused by defined perils. Commonly covered perils include:

• Fire, lightning, or smoke
• Collision, derailment, or overturn of certain conveyances during transit (including loading/unloading)
• Earthquake or flood
• Windstorm, cyclone, tornado, or hail
• Accidental shooting (excluding by the insured, family, or employees)
• Hit by a vehicle (excluding the insured, family, or employees)
• Drowning
• Attack by dogs or wild animals
• Collapse of a building
• Theft
• Trailering Accident – Coverage applies only if death results directly from a trailer accident. Injuries sustained from normal use while hauling (e.g., fractured leg) are not covered.