Livestock Mortality Insurance

Full Mortality & Theft Insurance

At Ark Agency, we are known for providing quality horse insurance, but we also offer livestock insurance. When you are insuring cattle and other livestock, it is very similar to a term life policy on a person. The full livestock mortality insurance policy covers financial loss from the death of the insured animal that is caused by either natural causes or an accident as long as the animal is located in the continental U.S. or Canada. Included in this policy is Proven Theft coverage in case your animal is stolen.

To qualify for this coverage, the animal must be in good health proven by a veterinary certificate of health. There are some age and value restrictions for this type of coverage.

Give us a call at (320) 243-7250 when you are in need of equine and livestock insurance. We look forward to working with you and providing the ideal coverage for your exact needs.

Limited Mortality Insurance

A type of Mortality Insurance policy that will protect you against financial loss upon the death of your insured livestock  due to or necessitated by specified perils.  Commonly insured perils include:

Basic Perils

• Fire & Lightening or smoke resulting there from;
• Collision, derailment or overturn of certain conveyances while in transit, including loading and unloading;
• Collapse of bridges and culverts;
• Earthquake and / or floods;
• Windstorm, cyclone, tornado, hail;
• Explosion; and
• Aircraft and Objects falling there from.

Additional/Optional Perils

• Accidental Shooting (except by the Insured or employees of the Insured);
• Drowning;
• Artificial Electricity;
• Attack by dogs or wild animals;
• Collapse of building; and
• Theft (death of animal need not be a factor)

Animals that may not qualify for Full Mortality can often be insured under this type of insurance.

Short-term coverage for Animal Air & Ground Transit Insurance is available.

Where to Begin

Your insurance needs are unique, therefore we believe in person to person service. Call or e-mail an Ark Agency Representative for an estimated premium, policy and company details, and qualification requirements.  We work with several insurance companies and rates and coverage conditions vary.  We will help you determine which application to use and advise on how to put insurance in force.

*General information is provided on this insurance topic.  Acting on our coverage recommendations does not guarantee coverage if you have a loss or claim.