Livestock Mortality Insurance

Ark Agency specializes in providing comprehensive livestock mortality insurance and quality horse insurance. Like a term life policy for individuals, our livestock insurance policies cover your financial losses due to the death of your insured animals, whether from natural causes or accidents, as long as they are located in the continental U.S. or Canada. Our coverage also includes Proven Theft protection to safeguard against the unfortunate event of theft.

The animal must be in good health and verified by a veterinary health certificate to be eligible for this insurance. Please be aware that there are specific age and value restrictions associated with this coverage.

Limited Mortality Insurance

Our Limited Mortality Insurance offers essential protection against financial losses from the death of your livestock caused by specified perils. Commonly insured perils include:

Basic Perils

• Fire and Lightning, or the Resultant Smoke
• Accidents During Transport, including collisions and overturns
• Collapse of Bridges and Culverts
• Natural Disasters Like Earthquakes and Floods
• Severe Weather Events, Including Windstorms and Hail
• Explosion
• Aircraft Incidents and Falling Objects

Additional/Optional Perils

• Accidental Shooting (not involving the Insured or their employees)
• Drowning Incidents
• Electrical Mishaps
• Attack from Wild Animals or Dogs
• Building Collapse
• Theft (regardless of the circumstances surrounding the animal’s death)

This type of policy protects animals that may not qualify for Full Mortality Insurance. We also provide short-term coverage options for Animal Air and Ground Transit.

Where to Begin

Recognizing that every insurance requirement is unique, Ark Agency prioritizes personalized service. We are eager to work with you to establish the ideal insurance coverage tailored to your needs. Contact us for an estimated premium, details about the policy, and qualification criteria. You can also talk to us about getting equine and livestock insurance.

We collaborate with various insurance companies, and rates and coverage options may differ. We’re here to assist you in selecting the right application and guide you in finalizing your insurance coverage.

*General information is provided on this insurance topic. Following our recommendations does not guarantee coverage in case of a loss or claim.