Three Reasons to Consider Horse Medical & Ranch Insurance

March 23, 2023 by Shelby Marsh

As an equestrian, it isn’t weird to devote large sums of your hard-earned money toward the proper care of your horses. This includes property, farm equipment, tack, show expenses, and training bills. Another significant expenditure comes with the cost of the horse itself, which is why many horse owners recognize the importance of having horse medical and ranch insurance.

Insuring your ranch and horses is an affordable way to protect the financial investments you have made. While several types of insurance are available in these categories of insurance, one of the most essential is horse medical insurance. Here are three reasons why:

  • Vet Expenses are Costly & Unpredictable – Keeping up with routine veterinary costs can be expensive. If your horse sustains an injury or gets sick, vet costs can quickly mount up.  The costs can make it difficult to decide about treatments.  With the horse medical insurance, you can reduce the amount of money you will have to pay in those unforeseen instances where your horse is injured or ill.
  • Better Ensures Your Horse Can Receive Proper Care – The cost of healthcare can sometimes make it hard to choose between available treatment options for an ill or injured horse. With horse medical insurance, this decision is made much easier since you can base your decision more on your horse than on the financial implications of the treatment. 
  • Your Equine Mortality Policy Requires Treatment – If you have an equine mortality policy, you might already be aware that you must seek immediate veterinary care and send notice to the insurance company once an illness or injury is detected. Without taking these actions, you may be unable to collect payment if your horse passes away. Horse medical insurance makes it more affordable to get the care your horse needs to reduce the chances of death and ensure you are meeting your policy’s requirements.

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