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Horse medical insurance doesn’t work like medical insurance for humans. It is specifically designed to cover sudden or unexpected injuries, illnesses, and diseases rather than robust preventative care and chronic condition treatment. While specific exclusions vary from one policy to another, let’s explore what you can typically expect from this subset of farm and ranch […]

Many people assume their farm insurance policy will cover their livestock, but it’s limited. For your livestock to be covered under your standard farm insurance plan, it must be an included peril. Let’s explain: if a tornado, hailstorm, another natural disaster, wild animal attack, auto collision, theft, or vandalism results in livestock losses, your standard […]